When will my coverage commence and cease?
(a) For domestic travel:
The insurance coverage commences from the time the Insured Person(s) leaves his/her latest departure point to the intended destination(s) within Malaysia and in any event not more than twenty-four (24) hours prior to booked departure time and ceases on the following, whichever occurs first:
(i) seven (7) days from the effective date; or
(ii) the Insured Person(s) return(s) home.
(b) For International travel:
The insurance coverage commences from the time the Insured Person(s) leaves his/her latest departure point in Malaysia for a direct trip to the place of embarkation in Malaysia to travel to the intended destination(s) out of Malaysia and in any event not more than twenty-four (24) hours prior to booked departure time and ceases on the following, whichever occurs first:
(i) seven (7) days from the effective date;
(ii) the Insured Person(s) return(s) home; or
(iii) twenty-four (24) hours upon arrival in Malaysia.